One Nation, One Card: PM Modi launches mobility card for seamless travel through different metros

Prime Minister Narendra Modi on 04 March 2019 launched ‘One Nation, One Card’ Model from Ahmedabad, Gujarat for seamless travel through different metros and other transport systems. The Union Ministry of Housing and Urban Affairs introduced the ‘National Common Mobility Card’ (NCMC) to enable seamless travel by different metros and other transport systems across the country besides retail shopping and purchases.

In India, public transport is used as a convenient mode of commuting by people of all class. They use cash as the most preferred mode of fare payments. However, there are multiple challenges associated with cash payment such as cash handling, revenue leakages, cash reconciliation, etc. To develop indigenous standards and AFC system under Make in India initiative, the Ministry of Housing & Urban Affairs came out with the National Common Mobility Card (NCMC) Program for seamless travel across metros and other transport systems.


1. A committee was formed with representatives from National Informatics Centre (NIC), Centre for Development of Advance Computing (C-DAC), Bureau of Indian Standards (BIS), National Payment Corporation of India (NPCI) and the Ministry of Finance to develop the NCMC.
2. The committee recommended EMV based Open Loop Card with stored value as NCMC.
3. The NPCI was given the mandate to develop the specifications for a card to support the NCMC ecosystem.
4. The C-DAC finalized NCMC specification for AFC system including the interface with Bank server. CDAC worked in collaboration with NPCI to complete this activity.
5. The Bharat Electronics Limited (BEL) was roped in for making Gates and Reader. This is the first gate and the reader which has been manufactured by an Indian company.

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